The two-dimensional code payment has been closely watched by the central bank to stop the NFC prospects of close communication for a period of time. The further moves of China UnionPay will allow NFC to usher in new opportunities in the Chinese market. China UnionPay recently announced that as of the end of the first quarter of 2014, nearly 3 million “flash payment” terminals nationwide can support financial IC cards and NFC near-field payment mobile payment acceptance.

In fact, NFC mobile payment is not new. As a short-range high-frequency wireless communication technology, NFC allows non-contact point-to-point data transmission and exchange of data between electronic devices, and has a good application prospect in the field of mobile payment. Market research firm ABI Research predicts that the sales of NFC mobile phones will reach 500 million in 2014, and the penetration rate of NFC mobile phones in 2015 will exceed 50%. NFC technology has also changed the way people use credit cards, cash, keys and even electronic devices in countries such as Japan and South Korea.

Today, NFC payments ran into "overtaking lanes." One stems from the positive policies. On March 19 this year, the central bank issued the "Guiding Opinions of the People's Bank of China on the Development of Mobile Payment Services", which called for commercial banks to expand NFC mobile phone near-field payment applications while stopping the payment of QR codes. Second, after the policy was favorable, the powerful payment of the competitor's QR code payment was suspended, which substantially set aside time for NFC to build the industrial chain. The third is derived from the payment features of NFC itself.

The opportunities for NFC payments in the Chinese market will gradually emerge. For the user, there will be another way of consumption, which is practical and convenient. Compared with ordinary mobile phones, NFC mobile phones have a reading mode that can be used as a POS machine. The mobile payment function can be used as a card to brush, and can also perform peer-to-peer communication like Bluetooth and WiFi. Today, Tianjin City Card has signed an agreement with Tianjin Telecom to use NFC payment. During the year, the public will initially realize the function of the public to use the public transportation system. OPPO N1 realizes the NFC universal payment function, that is, the mobile bus and campus can be directly used by mobile phones. One card, complete the micropayment function of the supermarket cafe, as long as there is a "flash payment" sign POS machine, you can directly brush the phone to complete the payment.

For the industrial chain, the policy is favorable, the market demand will bring about industry changes, and it will become the new business Nugget Point of the enterprise. It is foreseeable that the NFC industry will gain new development in the Chinese market and will also accelerate competition in the domestic mobile payment market and bring people better payment applications.

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